Bank or Bust

A shared pot ticks up as the server rolls dice every four seconds. Bank your share in secret before a seven wipes the round.

If you played it at a lunch table or on a bus with a scrap of paper, you know it as Bank — the press-your-luck dice game where everyone rides the same pot. This is that game, rebuilt for phones, with the rolls on the server so nobody has to trust the kid holding the dice.

• 5 rounds · ~10–12 min
• 2–20 players
• One decision: when
• Great opener

How the Bank dice game works

1. The server rolls two dice every 4 seconds on everyone's screens at once, adding to a shared pot.
2. The first three rolls are safe. A seven there adds 70 to the pot instead of busting.
3. From roll four on, a seven is a bust: the round ends and everyone still in scores zero. Doubles double the whole pot.
4. Tap BANK at any moment to lock the current pot as your round score. Banking is secret. At most the room sees an anonymous "3 of 12 banked" ticker.
5. Five rounds, highest total takes the first pick.

The twist rounds

With modifiers on (a host toggle), the final round counts double — and everyone holds a one-time Shield they can arm during any earlier round's intro, paying out half the pot if the bust catches them still in. It never covers the doubled finale, so spend it or lose it. The greedy hold their nerve, and the whole table yells at every roll once sevens go live.

The loud one

There's exactly one decision, which is when to bank, so nobody needs a rules lecture. Watching the last unbanked player ride a doubling pot is the loudest the room gets. It's the best game to run while everyone is still trickling into the lobby — a random order generator gets you the same answer in one silent click; this gets it with the whole table yelling.